Helping Massachusetts residents realize their dream of homeownership!

Let us help you realize your dream of homeownership with our Massachusetts Community Lending Home OpportunityTM Program1 - a great option if you’re short on down payment funds. Our closing cost credit comes with no strings attached and no payback required, plus:

  • Up to 100% financing available on single-family properties
  • Up to 95% financing on 2-4 unit properties
  • Up to $1,500 in closing cost credit available
  • No Private Mortgage Insurance (PMI) required
  • Owner-occupied, single-family, warrantable condos, or 2-4 unit properties in Massachusetts are eligible
  • Discounted fixed rate loan

Contact a Washington Trust Mortgage Company Loan Officer to learn more and find out if our Home Opportunity Program is right for you!

1 All loans subject to credit and underwriting approval. 1 Home OpportunityTM Program: Borrower(s) must be first-time homebuyers or have no ownership in real estate during the past three years. Owner-occupied single-family, warrantable condos, or 2-4 properties are eligible. Additional restrictions apply for 2-4 family residences. Income limits apply and vary by location. Contact your Mortgage Loan Originator for additional terms and conditions.