Thank you for your interest in Washington Trust
Please provide us with some brief information about your lending needs and a Mortgage Specialist will contact you.
*Offer available for new completed applications and pre-approvals submitted on or after January 12, 2026, for a limited time and subject to change without notice. For refinance loans, borrower(s) must submit a completed application and a signed 30-day Rate Lock Agreement by February 17, 2026. The refinance loan must close by the expiration date of the initial rate lock agreement. For purchase loans, borrower(s) must obtain a pre-approval from Washington Trust by February 17, 2026, submit a signed purchase and sales agreement, and execute a signed Rate Lock Agreement of 60 days or less by June 30, 2026. The purchase loan must close by the expiration date of the initial rate lock agreement. For purchase loans that do not require a pre-approval, borrower (s) must submit a completed application and signed Rate Lock Agreement of 60 days or less by February 17, 2026. Closing cost credit will be applied at closing. This offer cannot be combined with any other offers and is not available on all loan programs or product types. Additional terms and conditions apply. Speak with your Mortgage Loan Officer for complete details and to determine eligibility. NMLS #414726; All loans subject to credit and underwriting approval.