Buying your first home?

We have a variety of loan programs designed to help first-time homebuyers afford the home of their dreams, and Washington Trust will guide you through the process every step of the way.


  • Loans feature below-market rates and minimal or no down payment.
  • Programs may be available to assist you with down payment and closing costs.
  • Our mortgage experts can provide all the details and help you determine whether one of these programs suits your needs.

Payments & Affordability

Find out how much you can afford with our interactive calculators.

Ready to apply?

Get started today with our easy to use Online Application.

*In these programs, the initial interest rate is fixed for a period of time and then the interest rate may change annually (increase or decrease) in line with movements in the index rate specified in the corresponding note. Generally, interest rate increases result in higher monthly payments.